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Simexa

In eligible customer-choice markets, including Texas, you can pick the company that supplies your power and the plan you pay for, while your local utility keeps delivering it over the same wires. Simexa helps you explore the electricity supply options available at your address through participating providers, explains the rate type and terms in plain words, and helps you enroll.

Available only in eligible customer-choice markets, such as Texas. Plans and rates vary by utility area.

Energy

Brands we work with

Which ones serve you depends on your address.

Provider names are trademarks of their owners. Simexa is an independent retailer, not the provider.

Why compare

  1. 01

    Plans for your utility area

    Options available where you live.

  2. 02

    Rate types explained

    Fixed, variable and term lengths in plain words.

  3. 03

    Simple switch

    Your power stays on; only the retail provider changes.

Retail choice is not available everywhere. Some states let customers buy electricity from a retail provider while the local utility still delivers it; in others, and in some areas of choice states served by city utilities or cooperatives, the local utility is the only option. So the first step is always the same: we confirm whether your address can choose at all.

Where it can, the decision comes down to a few things that are easy to miss in an ad: whether the rate is fixed, variable or indexed, how long the contract runs, what it costs to leave early, what happens when the term ends, and how the price per kWh changes with how much you use. We lay the available plans side by side with no extra Simexa markup, you choose, and we help with the enrollment. Simexa is an independent sales partner, not a utility or an electricity provider: the provider you choose supplies and bills your electricity, and your utility still delivers it. Availability depends on your market, your utility area, the program and eligibility.

  • Fixed-rate plans

    A rate that stays the same for the length of the term.

  • Variable-rate plans

    A rate that can change with the market, often without a long term.

  • Renewable options

    Plans that include renewable energy, where offered.

  1. 1

    Confirm your area

    We check if your address can choose.

  2. 2

    Compare plans

    Rates, terms and fees side by side.

  3. 3

    Enroll

    Your utility keeps delivering the power.

Ready for the next step?

Talk to an energy specialist
The full guideElectricity and Energy, explainedHow it works, how the options compare and what to check before you sign.

How it works

Your electric bill pays for two different jobs: supplying the electricity and delivering it to your home. In a choice market, those jobs are done by different companies, and only one of them is yours to choose.

  1. 01

    The utility: poles, wires and outages

    Your local utility owns and operates the distribution system: the poles, wires, transformers and usually the meter. In a choice market it keeps doing that job no matter which retail provider you pick. It reads the meter, maintains the lines and restores power after an outage, and its delivery charges appear on your bill under any plan.

  2. 02

    The retail provider: supply and price

    The retail electricity provider buys power and sells it to you. It sets your energy rate, the plan type, the contract length and the fees, and it usually sends the bill. Switching retail providers changes who you buy electricity from, not the wires it travels on or the quality of the power that reaches your outlets.

  3. 03

    Fixed, variable and indexed rates

    A fixed rate stays the same for the length of the contract, apart from limited exceptions such as changes in regulated delivery charges or new government fees. A variable rate can change from month to month at the provider's discretion, usually without a long contract. An indexed rate also moves month to month, but by a published formula tied to a public market index.

  4. 04

    Why the price per kWh depends on your usage

    Many plans combine an energy rate with fixed monthly amounts, such as a base charge, plus usage credits or minimum usage fees. Spread over a small month or a large one, the same plan can work out to a very different average price per kWh. That is why a fair comparison looks at the price at your own usage level, with delivery charges and recurring fees included.

  5. 05

    Renewable plans and RECs

    Electricity from every source mixes on the same grid, so renewable plans rely on renewable energy certificates (RECs). One REC is issued for each megawatt hour of renewable electricity delivered to the grid, and RECs are how renewable use is tracked and claimed. A plan's documents should state its renewable share.

  6. 06

    Switching keeps the lights on

    When you switch, the new provider handles the enrollment and the change takes effect on a scheduled date. Your power does not go off, no one needs to visit your home, and the utility stays your contact for outages. Leaving a contract early can carry a fee, so check that first.

Compare

How the common residential rate structures usually compare. The specific terms are in each plan's documents and depend on your market and provider.

  • Fixed rate

    How the price works
    Same energy rate for the whole term, with limited exceptions
    Contract
    A set term, often with an early termination fee
    Good fit if
    You want a predictable rate for budgeting
    Keep in mind
    If market prices fall, you keep your rate until the term ends

  • Variable rate

    How the price works
    Can change monthly at the provider's discretion
    Contract
    Usually month to month, no cancellation fee
    Good fit if
    You want flexibility to leave at any time
    Keep in mind
    Rates can rise sharply when wholesale prices spike

  • Indexed rate

    How the price works
    Moves monthly by a formula tied to a public index
    Contract
    Varies by plan
    Good fit if
    You understand and accept market price swings
    Keep in mind
    Ask for the formula and how changes are announced

  • Renewable plan

    How the price works
    Any of the structures above, backed by renewable claims
    Contract
    Varies by plan
    Good fit if
    Renewable content matters to you
    Keep in mind
    Check the stated renewable share in the plan documents

General characteristics, not offers. Plan availability, rates and terms depend on your market, your utility area, the provider and eligibility.

Before you sign

Electricity plans are easy to compare on the headline rate and hard to compare on everything else. These are the details we go through with you for each option.

  • The plan's facts sheet

    Ask for the plan's standard disclosure and its terms of service, and compare those, not the ad. Texas, for example, requires an Electricity Facts Label for every plan, listing pricing, fees, contract terms and renewable share.

  • The price at your usage

    Look at the average price per kWh at a usage level close to your own, and confirm whether it includes delivery charges, base charges and other recurring fees.

  • Rate type

    Fixed, variable or indexed. For variable and indexed plans, ask how the rate can change and how you will be told.

  • Contract length and early termination

    How long the term runs and what it costs to leave before it ends, including if you move.

  • What happens at the end of the term

    Many plans roll to a month-to-month rate when the contract expires, which can be much higher. Note the end date and decide before it arrives.

  • Deposits and other fees

    Whether a deposit is required, and whether the plan has minimum usage fees, bill credits or other charges that change the real price.

Ready for the next step?

Talk to an energy specialist

Where it is available

Energy choice exists only in eligible customer-choice markets, such as Texas. Enter your address and we will confirm whether you can choose a provider there.

  • Independent, with more providers

    We work across national providers, regional networks and specialized suppliers, so you compare what serves your address instead of one carrier's offer.

  • No extra Simexa markup

    You get the plans and promotions available through the provider's channel. Provider taxes and service fees may still apply.

  • Quick help, in English or Spanish

    Immediate confirmation when you ask, and our team contacts you within 1 hour during business hours. We coordinate the order and setup with the provider.

Questions about this service

Can I choose my electricity provider?

Only if you live in a state and utility area with retail electricity choice. Some states allow it and others do not, and even in choice states, areas served by city utilities or cooperatives may not have it. We confirm whether your address can choose before comparing any plans.

Will my power be interrupted when I switch?

No. Your local utility keeps delivering electricity over the same wires; only the company that supplies and bills your electricity changes. The switch takes effect on a scheduled date and does not require a visit to your home.

Who do I call during a power outage?

Call your local utility, not your retail provider and not Simexa. The utility owns the poles and wires and is responsible for restoring service. Its outage number is usually printed on your electric bill.

What is the difference between a fixed and a variable rate?

A fixed rate stays the same for the contract term, apart from limited exceptions such as changes in regulated delivery charges. A variable rate can change from month to month, usually without a long contract. Fixed rates trade some flexibility for predictability; variable rates trade predictability for the freedom to leave.

Is Simexa my electricity provider?

No. Simexa is an independent sales partner that helps you explore plans from participating providers. We do not generate or deliver electricity and we are not a utility. The provider you choose supplies and bills your electricity, and your local utility keeps delivering it and handling outages.

Why is the advertised price different from my bill?

An advertised rate may cover only the energy charge, or it may be an average at one specific usage level. Base charges, delivery charges, minimum usage fees, credits and taxes all change what you actually pay per kWh. Comparing the full price at your own usage gives a truer picture.

What happens when my contract ends?

It depends on the plan, but many plans move to a month-to-month rate if you do not choose a new one, and that rate can be much higher. Your provider may send an expiration notice. Approaching an energy contract renewal? Contact Simexa to explore available options before the end date.

Is there a fee to switch providers?

Switching itself usually does not carry a fee, but leaving a contract before its term ends can trigger an early termination fee. Check your current plan's terms before you switch. A new provider may also ask for a deposit.

Does Simexa charge a fee or add a markup?

No. Simexa does not add its own fee or markup to the plan pricing available through the provider's sales channel; providers compensate us when you enroll through us. Deposits, provider fees, delivery charges and taxes in the plan's terms still apply.

Who do I contact after I switch?

Billing and plan questions go to your new retail provider, and outages and wire problems go to your local utility. We help with the enrollment and coordinate with the provider, who handles service, billing and support. If you move or your term is ending, you can contact us to explore available options again.

Talk to an energy specialist

Sources

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Find your stop.

Enter your address and a Simexa specialist will confirm what reaches it. No extra Simexa markup: you get the provider's available pricing.

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